BMW Car Insurance
BMW Flex Car Insurance.
A fully comprehensive monthly subscription policy designed for your BMW to give you peace of mind and flexibility.
Treat your BMW right.
Repairs guaranteed for 5 years, performed by qualified BMW technicians with BMW parts – keeping your BMW in the best condition.
Courtesy car.
BMW Network courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair.
Comprehensive cover.
One of the highest levels of protection in the market with uninsured driver cover, UK accident recovery and many more included as standard.
Fully flex.
There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time.
Easy access.
Set up and manage your policy anytime, anywhere. It takes only a few taps and changes are applied immediately with no need to wait or call.
No hidden fees.
Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
Cover summary.
Included as standard.
- Guaranteed option of BMW Approved Bodyshop repair in the UK
- Use of a courtesy car whilst your car is being repaired
- Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
- Roof box cover up to £750
- 24 hour UK recovery in the event of an accident
- Replacement child car seats in the event of an accident
- Sole glass replacement or repair will not affect your No Claims Bonus
- Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
- Up to £1,000 cover for replacement vehicle keys and locks
- Cover for personal accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and medical expenses related to a car accident up to £500
- Car contents and personal belongings cover up to £1,000
Included for your electric or hybrid BMW.
In addition to our standard insurance features, you’ll also benefit from extended cover for your electric car – pure electric or plug-in hybrid. We provide coverage to protect the things that matter like cables, home charger, battery and trip hazards.
Battery cover.
Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.
Charging cables & box.
Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.
Trip hazard.
You are covered should someone trip over the charging cable while charging your car at home.
Optional extra covers.
No Claims Bonus Protection.
Allows you to make one claim in a 12-month period without reducing your No Claims Bonus.
Motor Legal Protection.
Covers you for legal costs up to £100,000 when you’re in a road traffic accident that wasn’t your fault.
Key eligibility.
- Maximum driver age 85 years old
- Minimum driver age of 30 years old for some high performance models
- Have a full/provisional UK or full EU licence
- UK permanent residents only
- Have had no more than three at-fault claims in the past five years
- Have a maximum of three minor driving convictions in the past five years and no major convictions
- Young/inexperienced driver excesses may apply
- You must be able to pass an identity check at your address
- Specific offer, terms, conditions, exclusions and excesses may vary
- Other terms, conditions, exclusions and excesses apply
- Not had insurance cancelled or refused by an insurer
- Not been previously banned from driving
- This insurance is subject to passing an identity check
- Vehicle registered in the UK only
Eligibility is subject to underwriting criteria and may vary.
Please read the policy wording for full terms, conditions, exclusions and excesses.
BMW Free 5 Day DriveAway Car Insurance.
BMW Free 5 Day DriveAway Car Insurance is a comprehensive policy that, once activated, covers you from the moment you collect your New or Used BMW.
Find out more